Why should you get car insurance?
Do you own and drive a car? If you do, you MUST have car insurance. It’s the law and it protects you and others should there be an accident.
WHAT IS CAR INSURANCE?
Auto insurance is a means of protection from financial loss due to traffic collisions and other issues of liability. Liability means that you are financially and legally responsible for something. By paying a monthly premium for car insurance, you can be protected from the huge costs of potential future accidents.
Get your car insurance quote.
FEDERAL AND STATE REQUIREMENTS
In the US, almost all states are required to have car insurance if you own or drive a road vehicle. Different states have different requirements both for the driver and the insurance company. In Indiana, getting caught driving without having met the minimum auto insurance requirement can result in license suspension. Click here for Indiana’s car insurance requirements, or contact us to figure out what insurance plan you need and want.
See how we can help you save money on your auto insurance. Get your free car insurance quote.
RISK MANAGEMENT – ACCIDENTS & COLLISIONS
It is important to note that the minimum state requirements do and will not cover all of your potential losses. Insurance is a form of risk management. Having less insurance means that you are gambling larger and larger amounts of money in the hopes of never getting into an accident. Essentially, that is what car insurance is for—to protect you financially in the case of car accidents.
According to the Rocky Mountain Insurance Information Association, there were more than 5.6 million police-reported car crashes in 2013. No matter how skilled or careful of a driver you are, collisions take more than one person, and there is always a huge chance of getting into such a conflict.
Don’t risk driving without insurance. Get a free car insurance quote.
According to the Association for Safe International Road Travel and other sources, car crashes cost the US about $230.6 billion a year. This means that the average cost of an accident is more than $40,000 per crash. In Indiana, the average cost for car insurance is around $100 a month, a small bill to pay to potentially save tens, even hundreds of thousands of dollars. And here at Sievers Insurance, we can give you the most affordable prices to suit your needs with a free insurance quote.
ARE YOU CONVINCED?
Driving and owning a car is a great privilege but a huge responsibility. It can be dangerous not just to yourself but also to other people and property around you. Accidents happen, and they can get messy, awkward, and complicated. This is why we place so much importance on personal service here at Sievers Insurance—we walk you through all the steps, and if you do get into an accident, we’ll take care of everything so you don’t have to worry.