Homeowners insurance covers the home you own, personal property, liability limits for accidents on your property, and other structures such as barns, out buildings, garages, fencing, pools. Renters insurance covers your personal property in a home you rent or lease.
Sievers Homeowners/Renters Insurance Features and Benefits
Rick meets with each client—onsite if needed—and guides them through the claim process each step of the way. Rick does all of the communication with the insurance company to make it easy for you and maximum satisfaction.
As our client, we consider you part of our family. We take care of you and your insurance and financial services need. Rely on us to provide excellent service and exceptional products. You can depend on that!
Quick Claims Process
If you need to process a claim, we make the process quick and get payment to you as soon as we can. Rick works with the insurance company for you to ensure everything goes smoothly and quickly.
Our efficient process will help you save time
1. Determine coverage
Get the coverage you need. We’ll meet with you and will ask lots of questions. We’ll determine the proper coverage through a replacement cost estimator. Coverage includes fire, wind, earthquake, theft and vandalism.
2. Get covered
With the information we gathered during our meeting, we’ll get quotes for coverage from our array of carriers to find the best coverage at the best price for you. Once we find the best fit, you’ll sign and provide payment then you’re covered.
3. Claim process
If you need to file a claim, call Sievers as soon as possible. Sievers will setup a time to speak with you on location if necessary. Sievers will call the insurance company and personally guide you through the claim process.
Sievers will follow up with the insurance company to ensure your claim is being processed properly and quickly. Sievers will keep in touch with you to ensure you’re satisfied with claims process and that payment has arrived properly.
Frequently asked questions
What liability coverage do I need?
We recommend your total liability coverage to equal or exceed your net worth. We can work with you to help determine your coverage.
How much homeowners/renters coverage do I need?
The amount and type of coverage you need depends on the replacement cost estimator. You may also need additional coverage if you have a pool or dogs (breed of dog will determine eligibility). We will help you determine the best options for your needs.
What deductible is best for me?
How much can you afford to pay out of pocket if an accident or claim occurs? The deductible should not exceed that amount. The higher the deductible the cheaper your insurance will be.
How are claims processed?
It starts with a phone call to Sievers. We’ll help you get the claim started; answer any questions; follow up on the claim; and make certain you’re satisfied with the process and end result.